Everything You Need to Know About Godrej Happy EMI

What is the first thing that comes to your mind when you think of buying a house? Capital. You need money to buy your dream house. And in today's real estate market, you need substantial amounts of it to buy one. Since paying a huge lump sum amount is not possible for most, people avail home loans to make the purchase. 

But, you will have to repay the loan in EMIs and the higher the loan amount, the higher the EMI. This EMI can also be unaffordable for many and so, they continue to live in rented accommodation. Godrej has recognised this problem and has introduced Happy EMI. Here is everything you need to know about them.   

1. EMIs

The main selling point of Godrej Happy EMIS is that it starts from only Rs. 9999. If you rent a 2 BHK or a 3 BHK in Tier I or Tier II cities, the rent will come to around the same amount. This implies that by paying the same amount as your monthly rent, you can own a house. And, since real estate is mostly an appreciating investment, the value will increase over time.     

2. Location

This EMI option is only available for those who purchase a Godrej property. So, you can only avail this option if you live in the cities of Mumbai, Banglore, NCR, Ahmedabad, Chennai or Pune since Godrej has multiple housing properties in each of these cities and you can take your pick based on the area that is suitable for you.     

3. Interest and Down Payment

The interest rate offered by Godrej is comparable to most home loans in the market. When you are booking the property, you will have to pay a quarter of the cost of the house to book it. This may seem like a big amount. But considering that your monthly financial burden can be reduced significantly, the cost of the down payment is reasonable. In addition, Godrej also offers many discounts and other amenities that make it worthwhile to invest in them. 

Buy a Godrej Property Today

Godrej has been consistently developing top-class properties. An investment in Godrej properties is always a good choice and one that you won't end up regretting. With Happy EMI, you can own your dream home without spreading yourself too thin financially.

Happiness wrapped in an EMI

There are real families and then there are reel families in home loan ads that never resemble any of your neighbours in your building. Their clothes; starched and well draped, the wife; standing all gleeful in a pest free kitchen and content with her helpful husband, the children; play happily, the winds; always fluttering the clean curtains and everything looks as dreamy and unreal as it can be. The fact of the matter, as we all know, is that it most probably never happens in real life.

The masses get influenced not by the things that they have, but by the things that they wish to have. Brands have learnt this lesson well. They’ve gained an upper hand by studying these consuming patterns and offering them exactly what they seek. Often, when a real estate brand puts out an offer/ discount for property promotions, it is perceived with scepticism. This is due to the lack of transparency that brands had once fallen prey to unwillingly. Post RERA, the realty landscape witnessed these glitches getting fixed. With this, home-buyers evidently started crawling out of their comfort zone and started trusting the regulations along with a few home developers.

Amidst all these charades when one offer stands out shining bright, there are obvious tittle-tattles that simmer and overflow replication and modifications, starting out a full-blown bandwagon. One such offer, the Happy EMIs by Godrej Properties Limited, has been receiving a warm, welcoming response and has taken to the consumer market with wonderful punch of surprise.

It’s time to bid farewell to living a tenant life. With a mind-blowing EMI amount of Rs. 9,999 per month. Buying a home via the Godrej Happy EMI offer is now cheaper than buying a new smartphone. This offer is up for grabs, we recommend you make good use of the time you have at hand.

Who knew real families could now live the reel life?

To know more about this offer, click here.

A Home EMI Scheme You Will Love

It’s the home budget that requires a good portion of savings allocated for it. Buying home is a process that takes time as well as money. Taking time on locking down the perfect home is important as it helps one in assessing all the features and whether it meets their needs.

Another thing that home buyers find to be very helpful is a good EMI Scheme. Being able to pay off the price in one affordable portion at a time makes it really easy for one to go about their expenses with one less financial hassle.

Especially when it comes to homes by renowned brands, it’s always advisable to be aware of the EMI scheme before signing the agreement. An EMI scheme that one is unsure of may stop people in their tracks from even considering buying the home, no matter how good it is. However, as long as a good plan is laid as to how to go about the home purchasing procedure, the financial aspect of it can be easy to tackle.

Nowadays, there many kinds of EMI calculators by which you can calculate the approximate amount of EMI of your home. Though it can be overwhelming that there so many calculators available, one can rely on ones that are provided leading websites.

Now that that the benefits of EMI have been laid out, it is easier to look into the other primary factor of buying a home, like choosing a realty brand that one thinks can serve all their home needs. Godrej being one of the renowned names even in the real estate sector, has garnered high level of liking as it is deemed to be a brand that offers the best for a luxury lifestyle.

Godrej currently has a great EMI scheme to offer, called Happy EMI. For any home you purchase from these following Godrej residential projects, you can pay EMI of only Rs.9,999 per month. So if you’re on the hunt for the perfect convenient lifestyle, then Godrej can lead you there.

Below are the projects in these cities on which the scheme is available:

Mumbai	1. Godrej Emerald, Thane 2. Godrej Tranquil, Kandivali 3. Woods at Godrej City, Panvel 4. Prive at Godrej Central, Chembur 5. Nova at Godrej Prime, Chembur 6. Godrej Vihaa, Badlapur 7. Godrej Platinum, Vikhroli
Banagalore	1. Godrej Air, Whitefield        2. Godrej Eternity, Kanakpura Rd.        3. Godrej Avenues, Yelahanka        4. Godrej United, Whitefield        5. Godrej Platinum
NCR	1. Godrej 101, Gurgaon 2. Solitaire at Godrej Nest, Noida 3. Godrej Oasis, Gurgaon 4. Godrej Summit, Gurgaon 5. Godrej Nature+, Sohna
Pune	1. Godrej Elements, Hinjawadi
Ahmedabad	1. Godrej Garden City
Chennai	1. Godrej Azure 2. Godrej Palm grove